Valley Bay Mortgage provides the following newsletters to provide you with helpful information regarding mortgages and personal finances. Let us know if there is a topic you'd like us to cover in a future issue!

Mortgages and Taxes

Your Credit Score

Financing College

Additionally, here are some articles from sources like CNBC to help you learn more about mortgages and personal finance.

From CNBC:

Fed Raises Rates; Mortgages Go Down?
A discussion of how the Fed REALLY affects mortgage rates. Includes a forecast of prime rate movement in 2005.
APR Can Cost You
A fascinating look at how APR can be manipulated and cost consumers more than they bargained for

From CNN/Money:
Dear Seller, I knew it was love . . .
H omebuyers are taking to personal letters and photos to win over sellers in hot real estate markets